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This account doesn’t make interest.

CUA Daily Snap Account

This account will not make interest.

CUA Daily Youth Account

This account will not earn interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be found on call. Interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. in the percentage of the total amount over $50,000.

CUA Daily Company Account

Conditions: Funds can be found on call. Interest percentage is calculated daily on entire balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Deposits

Conditions: Minimal investment $5,000. Interest rates are calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner regarding the term deposit needs to be either a person aged 55 years or higher, or a brilliant Fund/Trust, in which the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgages

All loans are at the mercy of CUA’s normal financing policy. Costs and fees use. Reference Schedule of charges pamphlet. Conditions connect with ‘new company just’ provides. Rates of interest take a per year basis and therefore are susceptible to alter.

Housing Finance Owner/Occupier & Household Investment

Adjustable Prices

Fixed Rates

Residence Loan Important Info Show content

* contrast rate determined on a $150,000 secured loan over a term of 25 years according to month-to-month repayments. #Warning: This contrast price does work limited to the examples offered and could perhaps perhaps not consist of all costs and fees. Various terms, fees or other loan quantities might end in a various contrast price.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where applicable. Maximums based on standard protection. Lower LVR limitations submit an application for non-standard security kinds.

# On termination for the fixed duration, loan reverts to your appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable is present to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Maybe maybe perhaps Not designed for switching or restructuring of current CUA mortgages or even to candidates for the next CUA mortgage completely authorized ahead of 7/11/2018. Optimum LVR limitations use centered on standard protection kinds. Posted rates of interest and discounts applicable and available to mortgages submitted on or after 7/11/2018. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest only and construction loans). The discounts specified in your loan agreement will likely not alter for the lifetime associated with the loan supplied you may not vary your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment type), the prices and discounts may alter.

2 open to a new comer to CUA mortgages just. Minimal loan amount $100,000. Provides not designed for switching of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely authorized just before 04/07/2018. Optimum LVR restrictions use according to standard protection types.

3 major and interest (P&I) repayments just. Maybe perhaps Not designed for construction purposes.

4 re re Payments are available on a pursuit just foundation for very very first one year. After one year loan will return towards the appropriate Achieve Variable P&I repayments rate showing the discount specified in your loan agreement. Contrast price centered on a 12 interest only period and P&I for balance of the term month.

5 optimum interest only amount of a couple of years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration regarding the interest period that is only will return to your appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices according to a 24 and 60 interest only period respectively and P&I for balance of the term month.

6 re Payments are created on a pastime just foundation for very first one year. After one year loan will return towards the Accelerate that is relevant Variable repayments rate. Contrast price centered on a 12 interest only period and P&I for balance of the term month.

7 Maximum interest just amount of two years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration regarding the interest period that is only will return to the appropriate Accelerate Variable P&I repayments rate. Contrast prices considering a 24 and 60 thirty days interest just duration correspondingly and P&I for balance of this term.

8 Achieve Variable can be acquired to a new comer to CUA mortgages just. Minimal loan amount $250,000. Perhaps maybe maybe Not readily available for switching or restructuring of current CUA mortgages or to applicants for the next CUA mortgage completely approved ahead of 02/08/2019. Optimum LVR limitations use considering standard protection kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 02/08/2019. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the payday loans Buckinghamshire life for the loan supplied that you do not differ your loan agreement. In the event that you vary your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

9 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan quantity $500,000. Not designed for switching or restructuring of current CUA mortgage loans or even candidates for the next CUA mortgage loan fully authorized just before 14/11/2019. Optimum LVR limits use predicated on standard safety kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 14/11/2019. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the life for the loan provided that you don’t vary your loan agreement. in the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

8 Achieve Variable can be obtained to new to CUA mortgage loans just. Minimal loan quantity $150,000. Maybe maybe Not designed for switching or restructuring of existing CUA mortgages or to candidates for the next CUA mortgage loan fully authorized ahead of 1 April 2020. Optimum LVR limitations use according to standard safety types. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 1 April 2020. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the full life regarding the loan supplied that you do not vary your loan agreement. In the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

15 major and interest (P&I) repayments just. Maybe perhaps maybe Not designed for construction purposes.

16 optimum interest just duration of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. Interest just duration must align in to the fixed rate duration. At expiration regarding the interest period that is only will return to your appropriate Standard Variable P&I repayments rate. Contrast prices predicated on interest just for the term that is fixed relevant P&I for stability associated with the term.

17 re re Payments are formulated on a pastime only basis for very very first one year. After one year loan will return into the Standard that is relevant Variable repayments price. Contrast price according to a 12 thirty days interest just duration and p&I that is relevant stability of this term.

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