Loan terms:

The mortgage is given for consumption (tuition costs, repairs, travel, etc.)

The mortgage can guaranteed be flats, personal homes with land plots, land plots

Loan quantity range: from 200 000 to 2 000 000 UAH, not significantly more than 50% of security value

• 17% – for consumers getting wages or earnings from entrepreneurial activities to a free account with CREDIT AGRICOLE BANK;
• 18% – for any other consumers.

One-time commission when issuing financing

• 1.2percent associated with the loan quantity – for consumers getting wages or earnings from entrepreneurial tasks to a merchant account with CREDIT AGRICOLE;
• 2.5% of this loan quantity – for the list that is general of.

Loan term: as much as 7 years (inclusive)

Kind of loan: non-cash transfer that is– of funds to the present account associated with the Borrower exposed with all the Bank

Payment scheme (during the discernment associated with the Borrower):

• equal monthly payments (annuity payment routine)
• re re re payments that decrease on a monthly basis (standard payment schedule)

Insurance: mandatory insurance coverage associated with the pledged home at among the insurance providers approved by the financial institution, at your decision

*Real yearly rate of interest: from 20,02per cent (determined in line with the optimum loan term of 7 years, annuity routine for redemption).

The particular value of the true yearly rate of interest on that loan depends on specific financing conditions (loan amount, duration, unique regards to the item, etc.

You are able to get financing if:

You may be from 25 to 60 yrs old

You have got permanent income source and time record in your workplace that is current of minimum one year.

Extra loan payments:

• notary solutions, one-time (average price UAH 10,000)
• solutions of a appraiser, one-time (average cost 2000 UAH)
• insurance coverage associated with topic of home loan (for per year) – 0.3% associated with the appraised value of housing.
• term life insurance associated with borrower – no

Early termination regarding the loan contract during the effort for the customer can be done just with the total repayment that is early of loan and all payments given to because of the contract.

The proper to end the mortgage contract within 14 calendar times through the date of their summary will not use, because the satisfaction of responsibilities beneath the loan agreement is guaranteed because of the summary of notarized agreements (deals) (component 6 of Article 15 associated with the statutory law of Ukraine “On consumer financing”).

The bank has the right, in the cases provided for by the agreement, to demand early repayment of the loan (full early repayment of the loan) and compensation for losses caused by the violation of obligations if the client fails to fulfill its obligations under the loan agreement.

The financial www.speedyloan.net/uk/payday-loans-dor/ institution is forbidden from needing the client to get any items or solutions through the bank or even a relevant individual as being a mandatory condition when it comes to supply of the solutions ( aside from the supply of a package of banking services).

The financial institution shall n’t have the ability to amend the agreements concluded with clients unilaterally, unless otherwise given by the contract or perhaps the law.

The opportunity is had by the client to will not get marketing materials through remote interaction stations.

Warning about possible effects for your client in case there is making use of the banking solution:

• 1. Penalty into the level of the dual discount price of this nationwide Bank of Ukraine, in place throughout the duration which is why the penalty is compensated, yet not a lot more than 15% associated with the quantity of belated re payment
• 2. Penalty into the level of the discount that is double of this nationwide Bank of Ukraine in effect throughout the period which is why the penalty is compensated, yet not significantly more than 15% regarding the level of belated re re payment
• 3. Penalty for breach by the debtor for the conditions of this intended utilization of the loan – 25% of this quantity of funds utilized for other purposes.
• 4. Penalty for:
• not enough a compulsory insurance coverage agreement for the topic associated with the home loan;
• Failure to deliver a total package of documents and / or failure to summarize the required agreements are needed for the issuance of financing;
• non-compliance aided by the conditions of agreements concluded with all the bank (credit, home loan)
• getting loans off their banking institutions, supplying guarantees, moving home as security / mortgage without prior written approval through the bank;
• failure to alert the financial institution about alterations in individual information, email address, host to residence, office, place along with other circumstances which will influence the satisfaction of responsibilities beneath the Agreement;
• failure to supply the lender with home elevators property status and earnings in the way and terms specified into the loan contract;
• refusal to settle the mortgage early in the situations specified when you look at the loan contract – 1% regarding the quantity of the issued loan for each breach.

• Re re re Payment for expert assessment associated with home become pledged carried out by among the assessment organizations authorized by the lender
• re Payment for acquiring of extract/extracts of State join of Movable Property Encumbrance
• Payment for getting of data from State enter of Proprietary Rights for Immovable Property
• Re re Payment for notary services pertaining to summary and gratification of home loan contract
• Re re Payment for state enrollment of home loan
• Re re Payment for state enrollment of encumbrance of name to your immovable property (limitation of alienation of mortgaged home)
• Payment for state registration of home loan termination
• Payment for state registration of termination of encumbrance of name into the property that is immovablelimitation of alienation of mortgaged home)
• re Payment for obtaining f extracts of mortgage / encumbrance registration
• re Payment for acquiring of extracts of enrollment of home loan termination / encumbrance termination;
• Insurance payment beneath the mortgaged property insurance coverage contract
• Payments associated with maintenance and opening of present account

To search for the loan, you need to contact the socket associated with bank with papers necessary for loan obtaining.